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Gift giving is a happy event, but it might be especially tricky when the etiquette and expectations of the professional world apply.
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Since christmas is only ten days away, you may be feeling the pressure if you haven't crossed off everyone on your list yet.
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Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. Since christmas is only ten days away, you may be feeling the pressure if you haven't crossed off everyone on your list yet. Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Gift giving is a happy event, but it might be especially tricky when the etiquette and expectations of the professional world apply.
The result of an application is mostly based on your credit score, although other factors are.
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